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Adam smith

Katie Totman

Coach Offers Messaging
Coach Offers Video Calls
1-on-1 calls billed separately at $50.00 per hour.
Start Budgeting with Katie Totman
First 35 days free. No credit card required.
$14.99/month or $98.99/year after free trial.

In 2020, during the wake of Covid, I found myself stressing over lingering consumer debt, living paycheck to paycheck, and feeling completely out of control with my finances. My wake-up call came when I over drafted my bank account over a small expense—an embarrassing but pivotal moment that made me realize something had to change. That’s when I discovered zero-based budgeting, a system that transformed the way I managed money. Instead of feeling restricted, I felt empowered. With a clear plan, I was able to break free from financial stress, align my spending with my values, and finally gain control of my future.

Now, I help folks from all walks of life who may be struggling with debt do the same. Using zero-based budgeting as a powerful tool, I guide my clients to build savings, eliminate debt, and create a financial plan that aligns with their goals and values. My mission is to help you reduce financial stress, gain confidence with money, and start thriving.

I know firsthand how intimidating personal finance can feel, especially when you’re just getting started or struggling to make ends meet. That’s why I take a supportive, judgment-free approach—helping you implement simple, effective strategies to gain control of your money and build a future you’re excited about.

Whether you’re looking to get out of debt, save for a major goal, or simply stop feeling stressed every time you check your bank account, I’m here to help. Financial freedom isn’t about being perfect with money—it’s about having a plan that works for you. Let’s build that plan together!

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Disclaimers

Some fine print about our fine coaches.

"Budget Coaches" are financial coaches. While some are financial advisors they do not serve in such capacity on this platform. None of our coaches give investment or insurance advice. While some are accountants they do not serve in such capacity on this platform. Our coaches do not serve as brokers. Our coaches teach the ins and outs of using and living by a budget. Decisions about how money is spent belong to users alone. Our coaches simply help you to use a budget in alignment with your values. Users are not compelled to use a particular coach nor follow their instructions or advice. MyBudgetCoach does not endorse the views or opinions of all coaches on the platform. Users are advised to use their own discretion when receiving advice on this platform.