Monarch vs MyBudgetCoach

Which budgeting app is right for you?

What we like about Monarch...

Monarch is the Mint.com replacement many have been looking for. Monarch does a great job of pulling all your accounts together for budgeting and net worth tracking. In a world full of budgeting apps Monarch stands out by being the spiritual successor to Mint.com.

Where MyBudgetCoach can be a better choice...

Like Mint.com before it, Monarch's style of budgeting more closely resembles expense tracking than future planning. While you can set and monitor goals for each category Monarch doesn't allow users to "give every dollar a job" like other zero based budget apps. This design decision often results in users looking backward at how they did in a month instead of forwards at what they PLAN to do. MyBudgetCoach users make a plan for the dollars they have currently.

How do they stack up?

Monarch

MyBudgetCoach

Zero Based Budgeting

Bank Sync*

Web Access

Mobile Access**

Assign Current Dollars

Varied Methodologies

Built In Coaching Features

Yearly Price

$100

$99

*Bank sync on MyBudgetCoach uses SimpleFIN which costs $15/year.
**Mobile access on MyBudgetCoach is via a mobile website that can be saved to your home screen.

Which app should you use?

Both Monarch and MyBudgetCoach offer excellent budgeting experiences. If you loved Mint.com Monarch is a great choice. If you prefer zero based budgeting and "giving every dollar a job" choose MyBudgetCoach.