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Adam smith

Kayla Francis

Coach Offers Messaging
Coach Offers Video Calls
1-on-1 calls billed separately at $55.00 per hour.
Start Budgeting with Kayla Francis
First 35 days free. No credit card required.
$14.99/month or $98.99/year after free trial.

I got my start as a freelancer and made more money than I had ever made before. I was happy with my income, but I was suffering in other ways because lifestyle creep set in, which led to reckless spending without much forethought. Despite noticing the side effects of my bad habits, money avoidance became my coping mechanism, resulting in mounting debt, missed payments and deeper shame. It wasn't until one day that I realized, despite having more than enough, I hadn't achieved any of the goals I set for myself.

For years, I battled anxiety and shame over my finances, all stemming from overspending and spending without a plan. You may relate to what I experienced:

  • Anxiety over checking my bank accounts
  • Disconnection to what I had coming in and going out
  • Frustration from failing to stick to a budget
  • Money slipping away as quickly as I earned it
  • Drowning in debt with no hope for a way out
  • Embarrassment over making money, yet having nothing to show for it

I eventually started budgeting and taking my relationship with money seriously and completely transformed my financial situation. I paid off my car loan and over $25,000 in debt, reduced my credit card balances, and built up various savings buckets that align with my goals.

We’re a perfect match if you’re ready to:

  • Move from reactive to proactive spending
  • Break the cycle of overspending and avoiding your bank accounts
  • Incorporate financial self-care practices into your life
  • Commit to budgeting and make your money work for you

My goal is to help you transform the way you spend, manage and save your money—without the restriction.

Note: I’m all for healthy credit card use to maintain a credit score, but we may not be a good fit if you're committed to routine credit card use.

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Disclaimers

Some fine print about our fine coaches.

"Budget Coaches" are financial coaches. While some are financial advisors they do not serve in such capacity on this platform. None of our coaches give investment or insurance advice. While some are accountants they do not serve in such capacity on this platform. Our coaches do not serve as brokers. Our coaches teach the ins and outs of using and living by a budget. Decisions about how money is spent belong to users alone. Our coaches simply help you to use a budget in alignment with your values. Users are not compelled to use a particular coach nor follow their instructions or advice. MyBudgetCoach does not endorse the views or opinions of all coaches on the platform. Users are advised to use their own discretion when receiving advice on this platform.