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Adam smith

Nia Adams

Coach Offers Messaging After Introduction Conversation
Coach Offers Video Calls
1-on-1 calls billed separately at $75.00 per hour.
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First 35 days free. No credit card required.
$14.99/month or $98.99/year after free trial.

I'm Nia. I'm born and raised in Chicago but recently moved to the ATL area. When I'm not minding our money you usually can catch me traveling the world or experiencing culture.

I founded Perspectives in 2017 after experiences my own financial fumbles. After becoming a single mother at 17,  I faced many financial obstacles that caused mismanagement  of money and maxed out credit cards; I didn't always prioritize money matters. I suffered in silence alone as I muscled through eviction, foreclosure, and bankruptcy. After changing my perspectives about money, I bought her first home at 27, paid my way through undergrad, and later paid off $57K in debt in two years.

Perspectives consists of providing realistic solutions to real-life money problems for anyone overcoming internal roadblocks preventing them from reaching financial goals. Perspectives fosters an environment that makes personal finance concepts relatable and helps students gain confidence in their finances without losing themselves.

I'm the author of Budgets, Mindsets, & Money Moves and Life is Short, Buy the House.  

I leveraged my experiences, knowledge, and education to become a Financial Education Coach and Consultant, International speaker, and Real Estate Investor. In addition to being featured in many major publications, such as CNN Underscored, Go Banking Rates, NerdWallet, and others. I hold a MBA in Finance, I'm a Certified Financial Education Instructor, and a four-time author.

Money management is a form of self-care.

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Some fine print about our fine coaches.

"Budget Coaches" are financial coaches. While some are financial advisors they do not serve in such capacity on this platform. None of our coaches give investment or insurance advice. While some are accountants they do not serve in such capacity on this platform. Our coaches do not serve as brokers. Our coaches teach the ins and outs of using and living by a budget. Decisions about how money is spent belong to users alone. Our coaches simply help you to use a budget in alignment with your values. Users are not compelled to use a particular coach nor follow their instructions or advice. MyBudgetCoach does not endorse the views or opinions of all coaches on the platform. Users are advised to use their own discretion when receiving advice on this platform.