Meet Your New Coach

FIRST, A COMMENTARY:

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Noel Serrano, founder of Caidmax LLC, is more than just another financial literacy consultant. Before founding Caidmax in 1999, Noel spent over a decade as an expert and consultant in the home healthcare industry, where he honed his skills in navigating the complex intersection of personal finance and access to essential medical care. This experience gave him the ability to manage both the logistical and financial needs of clients, ensuring their stability and security.

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Noel applies these same principles at Caidmax LLC, offering personalized solutions in areas like financial coaching, daily money management, healthcare coverage, debt management, bill payments, and long-term financial planning. Each plan is crafted with care, tailored to fit the unique needs of the individual, and often includes referrals to trusted professionals for specialized services outside the coaching relationship.

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AND NOW, HEAR DIRECTLY FROM ME:

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Hi, I’m Noel, and I’m excited to share a bit about my passion for helping people take control of their financial futures. As you saw above, I’ve been in this field for a long time, and it’s not just work for me—it’s my purpose. (Passions might come and go, but purpose is something I carry with me every day.)

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I come from a background of poverty, with minimal family support, so I understand firsthand the importance of getting personal finances right. I began my financial journey by helping my mom—who spoke English as a second language—understand complex financial tools and navigate all the forms we needed to deal with. This hands-on experience, combined with her natural understanding of money, shaped my approach to personal financial planning.

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For me, creating a spending plan (or budget, as most call it) became essential for making ends meet. But as I delved deeper, I realized that a spending plan could be more than just a tool for managing day-to-day expenses—it could also help build a savings plan, and ultimately, it’s the secret to achieving just about any lifestyle goal. Whether it's a big vacation, a birthday bash, buying a house, or helping a young adult get their first car, everything starts with a plan.

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Now that you know a little about me and why I’m so motivated to help, let’s team up and let the budgeting begin. We all have limited time to achieve our financial goals, and I encourage you to start today—whether with me, one of my colleagues, or even on your own if you have the discipline and motivation to keep going. The key is to stay informed, committed, and proactive.

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I’m wishing you the best in your journey, and I hope to be a part of it, whether in a one-on-one session or through my online avatar and resources. Take that first step—your financial future is waiting!