The Stockpiler

You're prepared for a rainy day. Scratch that. You're prepared for a few rainy months. Something bad might happen, and you'll be prepared.

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Your Money Strengths

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You take emergency funds to the next level. Something bad might happen but you'll be prepared. Your friends and family are impressed at how well you weather financial storms.

Your Money Weaknesses

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Saving is good when you end up needing that money eventually. Saving too much is inefficient. You likely miss out on fun opportunities you come across. It's too hard to let your guard down and enjoy your money.

What Money Means To You

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Money is safety. It's a hedge against the uncertainties of life. You've been in dire straights before and you vow to never go back.

Your Best Budgeting Strategies

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A budget allows you to enumerate your fears and prepare for them each individually. Instead of having a general "emergency fund" consider breaking down the types of emergencies you want to be prepared for. This allows you to give each a dollar amount and provides an upper limit to what you actually need saved. When you know your specific fears are covered you are more free to use the rest of your money.